Path 1: Traditional Financing (Own From Day One)

This is the ideal choice if you want to own your building outright from the start and build equity immediately. We’ve partnered with two of the best lenders in the industry to give you competitive options and a seamless application process.

Best For: Customers across a wide range of credit scores. Hearth excels at matching you with a plan tailored to your specific situation.

✓ Get pre-qualified in minutes

✓ Compare multiple loan options side-by-side

✓ Funding for projects of any size

Apply with Hearth

Best For: Customers who want maximum flexibility. PowerPay is known for its borrower-friendly features, especially its lack of fees.

✓ Instant approvals in under 2 minutes

✓ No prepayment penalties—pay it off early and save

✓ Low, manageable monthly payments

Apply with PowerPay

Path 2: Rent-to-Own (The No-Credit-Check Solution)

If you prefer to bypass a traditional loan process, our Rent-to-Own program is the perfect solution. We've partnered with Heartland Capital to offer a straightforward path to ownership without a formal credit check.

Simple Requirements

To get started with our leasing program, you only need:

A Valid Photo ID: Ensure you have a government-issued ID ready.
A Debit/Credit Card or Checking Account: For automatic monthly withdrawals, making payments seamless and hassle-free.

No Credit Checks

We believe in making financing accessible to everyone. That’s why we do not require any credit checks. You can choose your building, and we’ll take care of the rest.

Property Insurance Made Easy

During your lease, you will need to carry property insurance on your building. If you don’t have insurance, don’t worry! The leasing company can provide insurance for you at a low monthly fee, which will be added directly to your monthly payment. This ensures your building is protected without any additional hassle on your part.

Flexible Repayment Options

We offer a variety of repayment terms to fit your budget and timeline:

24 Months
36 Months
48 Months
60 Months
90 Days Same As Cash

Choose the plan that best suits your financial situation. Your down payment will be determined by the type of building you select, ensuring a customized and affordable financing solution.

How It Works

Choose Your Building: Browse our wide selection of high-quality structures and select the one that meets your needs.
Provide Required Information: Submit your valid photo ID and debit/credit card or checking account details for automatic withdrawals.
Select Your Repayment Plan: Choose from our flexible repayment options, including 24, 36, 48, or 60 months, or opt for the 90 Days Same As Cash plan.
Insurance Coverage: Ensure your building is covered with property insurance. If you don’t have insurance, the leasing company can provide it at a low monthly fee.
Enjoy Your New Building: With everything in place, you can start enjoying your new structure from Wunderbar Structures.

Apply at Heartland

Feeling Unsure? Let's Talk.

Choosing a payment plan is a big decision, and you don't have to make it alone. Our team knows these programs inside and out. We can walk you through the options and help you decide which path is the best fit for your goals.

Your peace of mind is our top priority. Contact us today for friendly, no-pressure guidance.

Financing Your Wunderbar Structure

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